This website has been prepared for informational purposes only and does not constitute legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice from an attorney licensed in your jurisdiction.

The information contained in this website is provided only as general information, which may or may not reflect the most current legal developments. This website occasionally contains links to other web pages. The inclusion of such links, however, does not constitute referrals or endorsements of the linked entities.

We specifically disclaim any responsibility for positions taken by users in their individual cases or for any misunderstanding on the part of users of this website or any linked websites.

The term "free consultation" refers to the initial consultation only.  The initial consultation to assess your debt relief options is free, and is limited to no more than 30 minutes.  Payment of a retainer is necessary to retain the firm to represent you.  The written fee agreement contains specific terms as to when the retainer is considered to be "earned" by us.  Part or all of your retainer will not be refundable.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements.  Before you decide, ask for a complementary consultation to assist you in making an informed decision..